Rental Car Coverage
If you are in an accident, it is always a good idea to have included rental coverage on your policy. It will pay the rental company for a car for you while yours is being repaired. Keep in mind that when you are in a rental, your insurance should cover any damage that may happen to that rental vehicle. You do not need to purchase additional coverage from the rental company if you do not want to. Check with your insurance to make sure it will cover damage should that happen. One thing to remember is that the coverage you have will only cover costs up to the value of your car. So if you have 2002 Taurus in the shop, and you are renting a 2013 Malibu, the coverage is going to be for the value of the Taurus, not the Malibu.